Midwest BankCentre. ©2023 Member FDIC NMLS #685869 Privacy Policy
Part of working in your best interest is knowing the neighborhoods surrounding Washington University, BJC and North-East Christian Hospital. Luckily, we happen to live just a few doors down. As a local lender, we can help you understand the nuances of the neighborhood while accurately assessing property value, so you can make the decision that makes the most sense for you and your budget.
MEET OUR PROGRAM LOAN EXPERT
Our mortgage experts are ready to earn your 5-star review.
Apply online or fill out the form below and one of our loan experts will contact you as soon as possible
Join the 1,400+ ST. LOUISIANS who trust Midwest BankCentre for their home purchases, refinances and HELOCs annually.
Buying or improving a home can feel overwhelming.
At Midwest BankCentre, we help our clients through it step by step, meeting them where they are to help them get where they want to be. Because you — and all of us — deserve the chance to DREAM BIG.
Our Bank creates the conditions to make that possible. To allow people to live better lives by giving them access to mainstream financial services. To empower people, enable businesses, and energize neighborhoods through the strength of our financial services.
Whether you want to buy, refinance, or renovate your home, I invite you to partner with Midwest BankCentre for your home loan needs. When you DREAM BIG, we all RISE TOGETHER.
Orv Kimbrough
Chairman & CEO, Midwest BankCentre
WHY BANK WITH US?
HOME LOANS FOR
EVERY NEED
We listen and help homebuyers find the loan that works best for their situation.
VIP CUSTOMER
SERVICE
COMPETITIVE
RATES
UNPARALLELED
ACCESSIBILITY
PERSONALIZED SOLUTIONS
With conventional loans, ITIN loans, VA loans, home equity loans and lines of credit, & more.
We walk you through each step of the home buying process & offer prompt responses to questions.
We offer competitive rates for all your mortgage needs.
Online banking and 18 branch locations throughout the entire St. Louis metropolitan area.
4.85 STARS (2000+ REVIEWS)
WE ARE HONORED TO BE RECOGNIZED FOR OUR COMMITMENT TO LOCAL HOMEBUYERS
FREQUENTLY ASKED QUESTIONS
Midwest BankCentre has 18 branches across the St. Louis metropolitan area. Find your nearest location.
We offer all of the products and technology of a big bank, but with the personal, local service of a community bank that truly cares about its clients. Learn more about our home loan services.
We promise prompt responses within 24 hours and friendly service. Our team members are members of your community - your neighbors - not a 1-800 number, and they’re ready to answer your questions. Call us today at 314-633-6060 314-633-6060.
Let’s talk. We offer home loans for many different needs with flexible terms and conditions. Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com.
MIDWEST BANKCENTRE'S MORTGAGE RATES AND TERMS
Type
APR
6.375%
2.75%
6.496%
Rate
6.953%
6.875%
6.375%
6.875%
6.953%
*Rates are effective as of 12/18/2024
Conventional Loan
FHA Loan &
100% Financed Loans
These are the most common mortgages, and they’re a great option for financially stable borrowers. They are not secured by the government, and they offer lower rates and more flexibility than government loans. We can help you secure a conventional loan today.
A Veteran Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. With no money down, no lender fee, no private mortgage insurance and a competitive rate, let us assist you with your new home loan.
These loans are ideal for home buyers who may have limited credit or less to invest in a down payment. These loans are designed to make home ownership affordable. Let us help you get started.
HELOC
Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs — both big and small. Let us help you today.
Your dream of owning a home is our dream, too.
Let us help you find the right loan today!
MORTGAGE SOLUTIONS
MORTGAGE PRODUCTS
VA Loan
Plain and simple- Bob Link cares about his clients and treats them as if it was his own loan he was handling. He always looks out for our best interest and guides with an incredible experience." LORI S.
Mortgage Lender
$95 OF EVERY $100
deposited stays in the St. Louis area, and each dollar circulates 6 times on average in the regional economy to strengthen local families, businesses and communities. An investment in you and your home is an investment in the entire community!
Our local lenders know the neighborhood and will always act in
WELCOME
Medical Doctor Loan
ITIN Loan
Whether you're a resident or a doctor, this loan allows flexibility up to 100% and does not factor in student loans when considering your financial history.
Are you a US resident without a social security number? ITIN loans are designed for borrowers who do not have a social security number but can provide an ITIN number as form of identification.
Bob has consistently ranked among the top mortgage originators in the St. Louis area for the past 30+ years. He has assisted more than 6,000 local families in realizing their dream of home ownership.
BOB LINK
LIVE NEAR YOUR WORK PROGRAM DETAILS
PERSONALIZED SERVICES
We provide a dedicated relationship manager, not a 1-800 number.
MAXIMUM FLEXIBILITY
- Low or no down payment requirements
- Allows non-traditional credit
- As low as 620 credit score
- Loans available to non-citizens and non-green card holders - open to explanation and documentation of ID Discrepancies
- Waiving of mortgage insurance payments on some loan programs
- Loan program still available if purchasing property outside the WashU targeted area
CUSTOM MEDICAL DOCTOR LOAN PROGRAM
- 100% financing available
- Deferred student loan debts are not included in qualification requirements
- Flexibility on purchasing new home prior to starting new job at BJC, WashU or NE Christian Hospital*
REHAB OR BUILD YOUR NEW HOME
- Programs available to help you rehab/teardown or construct your new home.
*Available on specific loans. Please contact your mortgage loan officer for details.
