Midwest BankCentre. ©2023 Member FDIC NMLS #685869 Privacy Policy
A Top Ten Mortgage Lender offers more than highly competitive interest rates. They provide tools, guidance, and local area knowledge to help you make one of the biggest buying decisions in your life. With a variety of home loan options to meet your unique situation and even transparent discussions to discuss if now is the right time, we'll always help you find your best situation.
HEAR HOW WE'VE HELPED OUR CLIENTS
Our mortgage experts are ready to earn your 5-star review.
Apply online or fill out the form below and one of our loan experts will contact you as soon as possible
Join the 1,400+ ST. LOUISIANS who trust Midwest BankCentre for their home purchases, refinances and HELOCs annually.
Buying or improving a home can feel overwhelming.
At Midwest BankCentre, we help our clients through it step by step, meeting them where they are to help them get where they want to be. Because you — and all of us — deserve the chance to DREAM BIG.
Our Bank creates the conditions to make that possible. To allow people to live better lives by giving them access to mainstream financial services. To empower people, enable businesses, and energize neighborhoods through the strength of our financial services.
Whether you want to buy, refinance, or renovate your home, I invite you to partner with Midwest BankCentre for your home loan needs. When you DREAM BIG, we all RISE TOGETHER.
Orv Kimbrough
Chairman & CEO, Midwest BankCentre
Find the right home loan for me
Tap into my home's equity
Refinance
my home
Calculate
my mortgage
Improve
my credit
Apply
for a mortgage
WHY BANK WITH US?
HOME LOANS FOR
EVERY NEED
We listen and help homebuyers find the loan that works best for their situation.
VIP CUSTOMER
SERVICE
COMPETITIVE
RATES
UNPARALLELED
ACCESSIBILITY
PERSONALIZED SOLUTIONS
With conventional loans, ITIN loans, VA loans, home equity loans and lines of credit, & more.
We walk you through each step of the home buying process & offer prompt responses to questions.
We offer competitive rates for all your mortgage needs.
Online banking and 18 branch locations throughout the entire St. Louis metropolitan area.
4.85 STARS (2000+ REVIEWS)
WE ARE HONORED TO BE RECOGNIZED FOR OUR COMMITMENT TO LOCAL HOMEBUYERS
FREQUENTLY ASKED QUESTIONS
Midwest BankCentre has 18 branches across the St. Louis metropolitan area. Find your nearest location.
We offer all of the products and technology of a big bank, but with the personal, local service of a community bank that truly cares about its clients. Learn more about our home loan services.
We promise prompt responses within 24 hours and friendly service. Our team members are members of your community - your neighbors - not a 1-800 number, and they’re ready to answer your questions. Call us today at 314-633-6060 314-633-6060.
Let’s talk. We offer home loans for many different needs with flexible terms and conditions. Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com.
MIDWEST BANKCENTRE'S MORTGAGE RATES AND TERMS
Type
APR
6.375%
2.75%
6.502%
Rate
7.083%
7.000%
6.375%
7.000%
7.083%
*Rates are effective as of 5/23/2023
Conventional Loan
FHA Loan &
100% Financed Loans
These are the most common mortgages, and they’re a great option for financially stable borrowers. They are not secured by the government, and they offer lower rates and more flexibility than government loans. We can help you secure a conventional loan today.
A Veteran Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. With no money down, no lender fee, no private mortgage insurance and a competitive rate, let us assist you with your new home loan.
These loans are ideal for home buyers who may have limited credit or less to invest in a down payment. These loans are designed to make home ownership affordable. Let us help you get started.
HELOC
Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs — both big and small. Let us help you today.
Your dream of owning a home is our dream, too.
Let us help you find the right loan today!
MORTGAGE SOLUTIONS
MORTGAGE PRODUCTS
VA Loan
JORGE MEDINA
Mortgage Lender
LEARN HOW WE CAN HELP YOU
Jorge was always a step ahead in the process and provided us with all the details about the upcoming steps, his timely response during our communication was fundamental to our success and made the purchase of our first home a reality.
– LUIS R.
Alisa is amazing! She is very knowledgeable. She answered all of my questions and gave me great advice. She is very personable and her communication is outstanding. I'm very glad that I had the opportunity to work with her!
– DANA Q.
Mortgage Lender
ALISA VAUGHN
This is our third time using John in the mortgage process. Every time has been easy and stress-free. He's a great communicator and he's fantastic at what he does.
– KATHLEEN P.
Mortgage Lender
JOHN HABERBERGER
$95 OF EVERY $100
deposited stays in the St. Louis area, and each dollar circulates 6 times on average in the regional economy to strengthen local families, businesses and communities. An investment in you and your home is an investment in the entire community!
Always working for