Midwest BankCentre.  ©2024 Member FDIC NMLS #685869 Privacy Policy

TALK TO AN EXPERT

A Top Ten Mortgage Lender offers more than highly competitive interest rates. They provide tools, guidance, and local area knowledge to help you make one of the biggest buying decisions in your life. With a variety of home loan options to meet your unique situation and even transparent discussions to discuss if now is the right time, we'll always help you find your best situation.

APPLY TODAY

HEAR HOW WE'VE HELPED OUR CLIENTS

APPLY TODAY

Our mortgage experts are ready to earn your 5-star review.

Apply online or fill out the form below and one of our loan experts will contact you as soon as possible

Join the 1,400+ ST. LOUISIANS who trust Midwest BankCentre for their home purchases, refinances and HELOCs annually.

TALK TO A MORTGAGE SPECIALIST TODAY

Buying or improving a home can feel overwhelming.

At Midwest BankCentre, we help our clients through it step by step, meeting them where they are to help them get where they want to be. Because you — and all of us — deserve the chance to DREAM BIG.

Our Bank creates the conditions to make that possible. To allow people to live better lives by giving them access to mainstream financial services. To empower people, enable businesses, and energize neighborhoods through the strength of our financial services.

Whether you want to buy, refinance, or renovate your home, I invite you to partner with Midwest BankCentre for your home loan needs. When you DREAM BIG, we all RISE TOGETHER.

Orv Kimbrough

Chairman & CEO, Midwest BankCentre

Find the right home loan
Tap into my home's equity
Refinance my home
Calculate my mortgage
Improve my credit
Apply for a mortgage

WHY BANK WITH US?

HOME LOANS FOR 
EVERY NEED

We listen and help homebuyers find the loan that works best for their situation.

VIP CUSTOMER 
SERVICE

COMPETITIVE 
RATES

UNPARALLELED
ACCESSIBILITY

PERSONALIZED SOLUTIONS

With conventional loans, ITIN loans, VA loans, home equity loans and lines of credit, & more.

We walk you through each step of the home buying process & offer prompt responses to questions.

We offer competitive rates for all your mortgage needs.

Online banking and 18 branch locations throughout the entire St. Louis metropolitan area.  

4.85 STARS (2000+ REVIEWS)

WE ARE HONORED TO BE RECOGNIZED FOR OUR COMMITMENT TO LOCAL HOMEBUYERS

FREQUENTLY ASKED QUESTIONS

E-MAIL ME

Midwest BankCentre has 18 branches across the St. Louis metropolitan area. Find your nearest location.

We offer all of the products and technology of a big bank, but with the personal, local service of a community bank that truly cares about its clients. Learn more about our home loan services.

We promise prompt responses within 24 hours and friendly service. Our team members are members of your community - your neighbors - not a 1-800 number, and they’re ready to answer your questions. Call us today at 314-633-6060 314-633-6060.

Let’s talk. We offer home loans for many different needs with flexible terms and conditions. Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com.

FOLLOW US ON    Facebook  |   LinkedIn

MIDWEST BANKCENTRE'S MORTGAGE RATES AND TERMS

Type

APR

6.750% 

2.75%


6.881%

Rate

7.083% 

7.000%

6.750%


7.000%


7.083%

APPLY TODAY

*Rates are effective as of 02/14/2024


Conventional Loan 

FHA Loan & 
100% Financed Loans

These are the most common mortgages, and they’re a great option for financially stable borrowers. They are not secured by the government, and they offer lower rates and more flexibility than government loans. We can help you secure a conventional loan today.

A Veteran Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. With no money down, no lender fee, no private mortgage insurance and a competitive rate, let us assist you with your new home loan. 


These loans are ideal for home buyers who may have limited credit or less to invest in a down payment. These loans are designed to make home ownership affordable. Let us help you get started.


APPLY TODAY

HELOC

Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs — both big and small. Let us help you today.


Your dream of owning a home is our dream, too.
Let us help you find the right loan today!  

MORTGAGE SOLUTIONS

MORTGAGE PRODUCTS

VA Loan 

MEET THE MORTGAGE TEAM

TOM KOON

Mortgage Lender

LEARN HOW WE CAN HELP YOU

Getting a mortgage loan can be confusing and stressful. Tom made the process clear and easy. We even had a difficult situation trying to buy a specific house. Tom was patient and worked with us through it. We loved our experience with Tom and have already recommended him to friends. 
 – JONATHAN E.

This is the second time we have worked with Kellie. She is knowledgeable, professional and friendly. She listens closely and offers advice based on your needs as well as her experience. I always have questions and she is very patient in responding. Kellie is awesome! 
 – TAMRA M.

Mortgage Lender

KELLIE STREEPER

Sam had a soft-touch approach to leading us through the loan process from application to close. He responded to every question in a timely manner and quickly resolved any blockers.   
 – DENNIS J.

Mortgage Lender

SAM KARENGI

$95 OF EVERY $100 

deposited stays in the St. Louis area, and each dollar circulates 6 times on average in the regional economy to strengthen local families, businesses and communities. An investment in you and your home is an investment in the entire community! 

Always working for

ITIN

At Midwest BankCentre, we know that access to capital can change the trajectory of your entire life. By offering ITIN Home Loans, we aim to provide opportunities for homeownership regardless of your immigration status or lack of a Social Security Number. 


ALISA VAUGHN

JORGE MEDINA

DAMIR KRAJINA

Embracing Possibilities with an ITIN Mortgage

Building a Future: A Single Mom's Journey to Homeownership

From Bosnia to a New Homeownership Beginning

A great lender doesn’t just offer great rates. They provide the tools, guidance and local area knowledge to ensure your big decision makes the most sense for you in every situation. See how these three Midwest BankCentre loan officers help their clients find the best solutions to become homeowners.

LEARN HOW WE'VE HELPED OUR CUSTOMERS