* Disclosures   Midwest BankCentre.  ©2024 Member FDIC NMLS #685869 Privacy Policy

HEAR HOW WE'VE HELPED OUR CLIENTS

Join the 1,400+ ST. LOUISIANS who trust Midwest BankCentre for their home purchases, refinances and HELOCs annually.

Buying or improving a home can feel overwhelming.

At Midwest BankCentre, we help our clients through it step by step, meeting them where they are to help them get where they want to be. Because you — and all of us — deserve the chance to DREAM BIG.

Our Bank creates the conditions to make that possible. To allow people to live better lives by giving them access to mainstream financial services. To empower people, enable businesses, and energize neighborhoods through the strength of our financial services.

Whether you want to buy, refinance, or renovate your home, I invite you to partner with Midwest BankCentre for your home loan needs. When you DREAM BIG, we all RISE TOGETHER.

Orv Kimbrough

Chairman & CEO, Midwest BankCentre

WHY BANK WITH US?

HOME LOANS FOR 
EVERY NEED

We listen and help homebuyers find the loan that works best for their situation.

VIP CUSTOMER 
SERVICE

COMPETITIVE 
RATES

UNPARALLELED
ACCESSIBILITY

PERSONALIZED SOLUTIONS

With conventional loans, ITIN loans, VA loans, home equity loans and lines of credit, & more.

We walk you through each step of the home buying process & offer prompt responses to questions.

We offer competitive rates for all your mortgage needs.

Online banking and 17 branch locations throughout the entire St. Louis metropolitan area.

4.85 STARS (2000+ REVIEWS)

WE ARE HONORED TO BE RECOGNIZED FOR OUR COMMITMENT TO LOCAL HOMEBUYERS

FREQUENTLY ASKED QUESTIONS

E-MAIL ME

HOME OWNERSHIP IS NOW MORE AFFORDABLE

Midwest BankCentre has 17 branches across the St. Louis metropolitan area. Find your nearest location.

We offer all of the products and technology of a big bank, but with the personal, local service of a community bank that truly cares about its clients. Learn more about our home loan services.

We promise prompt responses within 24 hours and friendly service. Our team members are members of your community - your neighbors - not a 1-800 number, and they’re ready to answer your questions. Call us today at 314-633-6060.

Let’s talk. We offer home loans for many different needs with flexible terms and conditions. Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com.

FOLLOW US ON    Facebook  |   LinkedIn

MIDWEST BANKCENTRE'S MORTGAGE RELIEF 
RATES AND TERMS

Type

APR

5.125%

2.75%


5.678%

Rate*

5.739

5.125%

5.125%


5.125%


5.739%

*Rates are effective as of 05/28/2024

Conventional Loan 

FHA Loan & 
100% Financed Loans

These loans are popular mortgages with lower rates and more flexibility for qualified borrowers.

A Veteran Affairs home loan offers qualified veterans homeownership with no down payment, low fees, and competitive rates.

These loans are ideal for home buyers who may have limited credit or less to invest in a down payment.

APPLY TODAY

HELOC

Unlock your home's equity with a flexible line of credit to finance your needs.

Your dream of owning a home is our dream, too.
Let us help you find the right loan today!  

MORTGAGE SOLUTIONS - RATE RELIEF PROGRAM

MORTGAGE PRODUCTS

VA Loan 

MEET THE MORTGAGE TEAM

BRAD HUFFMAN

Mortgage Lender

Brad Huffman and his team were so amazing! He communicated professionally and timely, his goals were based off of my goals, and he made the house buying experience less of a burden with the amount of knowledge and experience he has in this business!
 – LAUREN J.

Mortgage Lender

BEN ANDERSON

Ben Anderson and Midwest BankCentre were absolutely wonderful to work with! He was extremely communicative, responsive, and helpful in explaining all possible scenarios/options for us. Ben made our home buying process feel easy and painless!
– SARAH R.

Sam had a soft-touch approach to leading us through the loan process from application to close. He responded to every question in a timely manner and quickly resolved any blockers.   
 – DENNIS J.

Mortgage Lender

SAM KARENGI

Always working for

ITIN

We offer ITIN home loans for immigrants and those without a Social Security number, expanding the path to homeownership.

JOHN HABERBERGER

JORGE MEDINA

DAMIR KRAJINA

Embracing Possibilities with an ITIN Mortgage

From Starter Home to Dream Home

From Bosnia to a New Homeownership Beginning

A Top Ten Mortgage Lender offers more than highly competitive interest rates. They provide tools, guidance, and local area knowledge to help you make one of the biggest buying decisions in your life. With a variety of home loan options to meet your unique situation and even transparent discussions to discuss if now is the right time, we'll always help you find your best situation.

ALISA VAUGHN

Building a Future: A Single Mom's Journey to Homeownership

SEE REVIEWS

FOR A LIMITED-TIME ONLY. Midwest BankCentre is proud to offer a new Mortgage Relief Product. This product can help qualified St. Louis residents with a household income under $82,560 achieve homeownership or refinance their existing mortgage with a rate 2% below the current market rate!

TALK TO AN EXPERTAPPLY TODAY

Start saving today! 

Apply online for the Mortgage Relief Product and a loan officer will contact you regarding eligibility. 

Ready to get started? 

TOM KOON

Achieving Home Renovation Goals with Midwest BankCentre

Income: Your household income must be under $82,560 annually.*

Qualifications for the Mortgage Relief Product:

Property Type: This program applies to owner-occupied single-family homes, duplexes, triplexes, or fourplexes.

Loan Type: You can qualify for a 30-year fixed conforming conventional loan.

* May vary by county