Amid ongoing concerns about the Coronavirus COVID-19, Midwest BankCentre is closely monitoring the latest reports from the Centers for Disease Control (CDC) and has taken a number of precautionary measures for the health and safety of our customers and colleagues.

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Midwest BankCentre

Branch Updates

Online Banking is Available 24/7

We encourage you to access your account from home 24/7 using Midwest BankCentre’s Online Banking or the Midwest BankCentre App on Apple or Android devices to view transactions, check balances, make payments, mobile deposit and more.  

Don’t yet have online or mobile banking?  Sign up by clicking below or call 800-894-1350

Click here for a step-by-step guide for self-enrollment in online banking.   

Enroll in Online Banking

If You’ve Been Impacted by COVID-19, We’re Here to Help 

We have augmented our Life Happens product suite, to help our customers with short-term liquidity needs. Please call us at 314-631-5500 or (800) 894-1350 to learn more about our #LifeHappens products that may be available to you, including emergency loans. 

Unsecured loan up to $25,000 for small businesses

Interest rate 0.09% APR* for 6 months, 5.99% APR* for the remaining term

No origination fee

No Payment for 45 days

Learn More

*APR (Annual Percentage Rate) is effective up to 6 months from closing date and is available for loan amounts up to $10,000, Loan is subject to credit and underwriting approval. Loan amount is based on credit history. Loan is for a term of three (3) years. Rates and terms are subject to change. Member FDIC. Equal Housing Lender. NMLS #685869.

All Midwest BankCentre branches remain open and will be servicing customers primarily through our drive-up services until further notice as we take COVID-19 (coronavirus) precautions.  

The St. Louis region is our home and we are privileged to continue to serve our neighbors. 

Visit Our Branch Locator For More Information

Unsecured loan up to $10,000 for individuals 

Interest rate 0.09% APR* for 6 months, 3.99% APR* for the remaining term

Loan Amounts as low as $1,500

No Payment for 45 days

Learn More

Personal Loans

Small Business Loans

Paycheck Protection Program in the new CARES Stimulus Bill

Loans can be for up to two months of your average monthly payroll costs from the last year plus an additional 25% of that amount, up to $10 million

All loan terms will be the same for everyone with a 1% fixed rate

All payments are deferred for 6 months; however, interest will continue to accrue over this period.

The loan will be due in 2 years

The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. 

The loans are federally-guaranteed, through the SBA and the Treasury and all loan terms will be the same for everyone.  

The loan may be FORGIVEABLE! What does that mean?  It means that it acts more like a GRANT when spent on covered expenses during the 8 week period after the loan is originated and you maintain pre-crisis employment levels.   

Learn More

PPP Loans

CARES Act Information

The $2 trillion Coronavirus Aid, Relief and Economic Security Act (CARES Act), was passed in late March 2020 and offers relief to both businesses and individuals.