Midwest BankCentre.  ©2022 Member FDIC NMLS #685869 Privacy Policy

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deposited stays in the St. Louis area, and each dollar circulates 6 times on average in the regional economy to strengthen local families, businesses and communities. An investment in you and your home is an investment in the entire community!

At Midwest BankCentre, we’ve been helping local homebuyers achieve their dreams of homeownership for over 110 years — while reinvesting deposits right here in the St. Louis region, so we all RISE TOGETHER.

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HEAR HOW WE'VE HELPED OUR CLIENTS

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Our mortgage experts are ready to earn your 5-star review.

Join the 1,400+ ST. LOUISIANS who trust Midwest BankCentre for their home purchases, refinances and HELOCs annually.

TALK TO A MORTGAGE SPECIALIST TODAY

Buying or improving a home can feel overwhelming.

At Midwest BankCentre, we help our clients through it step by step, meeting them where they are to help them get where they want to be. Because you — and all of us — deserve the chance to DREAM BIG.

Our Bank creates the conditions to make that possible. To allow people to live better lives by giving them access to mainstream financial services. To empower people, enable businesses, and energize neighborhoods through the strength of our financial services.

Whether you want to buy, refinance, or renovate your home, I invite you to partner with Midwest BankCentre for your home loan needs. When you DREAM BIG, we all RISE TOGETHER.

Orv Kimbrough

Chairman & CEO, Midwest BankCentre

Find the right home loan for me

Tap into my home's equity

Refinance
my home

Calculate
my mortgage

Improve
my credit

Apply
for a mortgage

$95 OF EVERY $100 

WHY BANK WITH US?

HOME LOANS FOR 
EVERY NEED

We listen and help homebuyers find the loan that works best for their situation.

VIP CUSTOMER 
SERVICE

COMPETITIVE 
RATES

UNPARALLELED
ACCESSIBILITY

PERSONALIZED SOLUTIONS

With conventional loans, ITIN loans, VA loans, home equity loans and lines of credit, & more.

We walk you through each step of the home buying process & offer prompt responses to questions.

We offer competitive rates for all your mortgage needs.

Online banking and 18 branch locations throughout the entire St. Louis metropolitan area.  

4.85 STARS (2000+ REVIEWS)

WE ARE HONORED TO BE RECOGNIZED FOR OUR COMMITMENT TO LOCAL HOMEBUYERS

FREQUENTLY ASKED QUESTIONS

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Midwest BankCentre has 18 branches across the St. Louis metropolitan area. Find your nearest location.

We offer all of the products and technology of a big bank, but with the personal, local service of a community bank that truly cares about its clients. Learn more about our home loan services.

We promise prompt responses within 24 hours and friendly service. Our team members are members of your community - your neighbors - not a 1-800 number, and they’re ready to answer your questions. Call us today at 314-633-6060 314-633-6060.

Let’s talk. We offer home loans for many different needs with flexible terms and conditions. Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com.

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MIDWEST BANKCENTRE'S MORTGAGE RATES AND TERMS

Type

APR

 4.625% 

2.75%


4.740%

Rate

5.449% 

5.375% 

2.625%


3.500%


3.554%


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*Rates are effective as of 5/23/2022


Conventional Loan 

FHA Loan & 
100% Financed Loans

These are the most common mortgages, and they’re a great option for financially stable borrowers. They are not secured by the government, and they offer lower rates and more flexibility than government loans. We can help you secure a conventional loan today.

A Veteran Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. With no money down, no lender fee, no private mortgage insurance and a competitive rate, let us assist you with your new home loan. 


These loans are ideal for home buyers who may have limited credit or less to invest in a down payment. These loans are designed to make home ownership affordable. Let us help you get started.


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HELOC

Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs — both big and small. Let us help you today.


Your dream of owning a home is our dream, too.
Let us help you find the right loan today!  

MORTGAGE SOLUTIONS

MORTGAGE PRODUCTS

VA Loan 

MEET THE MORTGAGE TEAM

BRAD HUFFMAN

Mortgage Lender

LEARN HOW WE CAN HELP YOU

He explained everything very thoroughly and made my home buying process very easy. The deal Brad pulled off was amazing and I will definitely be recommending him to anyone I know interested in buying a house.  
 – JUAN C.

I would not be a homeowner today if it were not for Kellie's knowledge and expertise. She gave me terrific advice, and she patiently guided me through every step of the process. I will be forever grateful.  
 – LARRY S.

Mortgage Lender

KELLIE STREEPER

This is our third time using John in the mortgage process. Every time has been easy and stress-free. He's a great communicator and he's fantastic at what he does.  
 – KATHLEEN P.

Mortgage Lender

JOHN HABERBERGER