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Questions?

We are here to help. Buying a home or refinancing can be overwhelming. Let's break your home buying process into small steps. Contact us: we will be there with you every step of the way.

Please call us at 314-633-6060, or email us at 
newhomeloans@midwestbankcentre.com with any questions. 

When we DREAM BIG, we all RISE TOGETHER.

Since 1906, we’ve been St. Louis’ premier community bank. We invest capital profitably in our whole community, and we reinvest our local deposits locally. At Midwest BankCentre, $95 out of every $100 deposited stays locally in the St. Louis region to build the St. Louis area businesses and families, and every dollar circulates six times throughout the regional economy, on average. 


Whether you are buying a new house, refinancing your current home or building your dream home or tapping into your home’s equity, we partner with you to help you select the best loan type for your family and provide a stress-free process for a timely closing. 

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ABOUT US

Mark is outstanding in every way. He is the consummated professional — knowledgeable, responsive, and courteous. He cares about his clients and goes above and beyond.”


Kathy helped me refinance my home and made the process seamless! She is always so quick to answer whenever I need anything! She’s the best!”


Things moved very quickly and the process overall was straightforward. Kellie was there to reassure me any time anything was unclear or I was unsure of the process.”


Midwest BankCentre's Mortgage Rates and Terms

Type

APR

2.250% 


2.75%


2.331%


Rate

2.924% 


2.875% 


2.250%


2.875%


2.924%


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*Rates are effective as of 11/22/2021


Conventional Loan 

VA Loan

FHA Loan & 100% Financed Loans

Mortgages that are not insured by the federal government that usually offer lower rates and better flexibility. They’re popular with borrowers who have a good credit score, a stable job with steady income, who can afford a down payment, and people who are financially stable overall. 


A Veteran Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. With no money down, no lender fee, no private mortgage insurance and a competitive rate, let us assist you with your new home loan. 


These loans are ideal for home buyers who may have limited credit or less to invest in a down payment. These loans are designed to make home ownership affordable. Let us help you get started.


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HELOC

Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs — both big and small. Let us help you today.


Make your move.

We are honored to be named a 
Top 10 Mortgage provider in 
St. Louis by MortgageYields.com.

TOP MORTGAGE PROVIDER

Work With a Top-Ranked Team on Your Mortgage, Refinance or Home Build

APPLY TODAY


— Leonard


MORTGAGE PRODUCTS

Your dream of owning a home is our dream, too.
Let us help you find the right loan today!  

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Tools & Resources

Team

Questions?

We are here to help. Buying a home or refinancing can be overwhelming. Let's break your home buying process into small steps. Contact us: we will be there with you every step of the way.

Please call us at 314-633-6060, or email us at newhomeloans@midwestbankcentre.com 
with any questions. 

When we DREAM BIG, we all RISE TOGETHER.


FROM OUR CUSTOMERS


— Michelle


— Rachel

Would you like us to send you home buying resources and be the first to know when our rates change? Sign Up Today.